1. HomeLight Help Center
  2. HomeLight Cash Offer™
  3. Getting Started with HomeLight Cash Offer

[Texas] How HomeLight Cash Offer Works

With the HomeLight Cash Offer program, you are able to turn your buyers into cash buyers at no added cost. 

The HomeLight Cash Offer Process

Step 1: Get your client fully cash approved

We underwrite and approve both your client and the home they’d like to make an offer on, empowering them to make an all-cash offer. 

Step 2: Make a strong all-cash offer on their new home

Write a competitive offer guaranteed by HomeLight’s cash, with no financial or appraisal contingencies.

Step 3: Close in as few as 28 days

That means pay day for you — and moving day for your client.



How much does the program cost? 

HomeLight Cash Offer has a flat fee of 2%* of the incoming residence purchase price.

How long does the HomeLight Cash Offer process take?

It depends on how quickly your client provides the requested documentation for their underwrite. We can complete the underwrite in a few days after we have the loan application and all supporting documents. Once your client is fully cash approved, we can close on their home in 28 days after offer acceptance.

Is there an appraisal or financial contingency in the offer?

No – HomeLight is able to waive both the appraisal and financial contingencies in an all-cash offer because we have fully underwritten both your client as a borrower and the property itself. 

Does HomeLight still require an appraisal?

Yes – An appraisal will be ordered and completed in order for your loan to close on the property. During our approval process, we ensure your client has enough funds to close on the property, even in the event of a low appraisal. 

Which clients are a good fit for the program? 

HomeLight Cash Offer is a great fit for a variety of buyers — we’re able to approve up to $2 million in loan value. 



*Fee's subject to change; Minimums apply.